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Wednesday, April 23, 2025

Good Morning! On this day in 2005, YouTube co-founder Jawed Karim uploaded the platform's first video, Me at the zoo, marking the humble beginnings of what would become the world's largest video-sharing site. Watch it here.

In romantic comedies, the three most important words for the man to say are, "I love you." But psychologists say there's a different three-word phrase that makes a man truly irresistible to women. You can see what it is in our Wednesday Wisdom item below.

If you're looking for your next investment opportunity, be sure to check out today's sponsor, Pacaso.

U.S. Military Authorized for Border Control

U.S. military personnel now have the authority to detain and search illegal immigrants in New Mexico after President Trump transferred control of border land from the Interior Department to the Defense Department.

The move, announced Monday by U.S. Northern Command, designates a 170-mile stretch along the U.S.-Mexico border as part of Arizona's Fort Huachuca, allowing troops to operate outside the constraints of federal laws that limit military involvement in domestic law enforcement.

Service members can temporarily detain trespassers, provide medical assistance, and implement crowd control until customs officials take custody, marking a significant shift from their previous supporting role at the border.

The White House indicated similar authority will soon extend to parts of Texas.

Roche Commits $50 Billion to U.S.

Swiss pharmaceutical giant Roche is joining a new surge of corporate reshoring with a $50 billion commitment to expand U.S. manufacturing, driven by new White House tariffs and policy incentives.

The investment includes major upgrades in Indiana, Pennsylvania, Massachusetts, and California, along with a 900,000-square-foot facility for next-generation weight-loss drugs at a yet-to-be-disclosed location.

Similar announcements include TSMC's $100 billion investment in advanced chip plants in Arizona, Eli Lilly's doubling of its U.S. footprint with four new pharmaceutical sites, and Apple pledging $500 billion toward AI-driven manufacturing and training, including a Houston facility.

Nvidia is launching domestic production of its AI supercomputers in Texas, while Hyundai plans to invest $21 billion to expand its U.S. auto output and innovation efforts.

NCAA: Schools Can Pay Student-Athletes

The NCAA approved sweeping and historic changes to the compensation structure of college sports, allowing student-athletes to be paid directly by their schools for the first time.

While expected, this move represents a landmark moment in college sports history. Just five years ago, student-athletes weren't allowed to make money at all. Now, price tags from school-backed "collectives" can stretch into the millions.

The new rules now permit the schools to pay students directly without having to use outside groups. However, all of this is dependent on the House v. NCAA settlement's approval, which would set parameters on how revenues would be distributed.

If approved, each school would have about $20.5 million to share with its student-athletes, constituting a salary cap of sorts.

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➤ Secretary of State Marco Rubio announced a sweeping overhaul of the U.S. State Department on Tuesday, cutting staff by 15% and consolidating over 100 international bureaus. (More)

➤ Roughly 5 million Americans with defaulted student loans will have their loans sent to collection agencies starting May 5, the Department of Education announced. (See Details)

➤ Dr. Anthony Fauci's net worth doubled from $7.6 million in early 2019 to $15 million by late 2023, according to his financial disclosures. Most growth occurred during and after the pandemic, including $3.5 million earned in 2023, his first retirement year. (See Details)

➤ California Gov. Gavin Newsom, a potential 2028 Democratic Party presidential contender, slammed the Democrats for refusing to assess their 2024 election collapse, saying party leaders haven't done "a forensic of what just went wrong." (See Details)

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➤ U.S. gymnast Simone Biles was named World Sportswoman of the Year at the Laureus World Sports Awards this week, while Swedish pole vaulter Armand Duplantis took home the award on the men's side. (More)

➤ San Francisco 49ers tight end George Kittle is not attending the team's offseason program as the two parties are still "far apart" on a contract extension. (More)

➤ A new survey shows that parents annually spend an average of $3,000 on their children's sports activities, and 83% of those parents believe their child is talented enough to play at the college level. (More)

➤ Dallas Mavericks General Manager Nico Harrison admitted that he didn't understand "to what level" the fanbase loved Luka Doncic when he traded the star guard earlier this season. (More)

Daily Market Report 04/22/2025

▲	NASDAQ National Association of Securities Dealers Automated Quotations	16,300.42	2.71%
▲	SPX S&P 500	5,287.76	2.51%
▲	DJI Dow Jones Industrial Average	39,186.98	2.66%
▲	BTC Bitcoin	$91,233.63	4.24%
▼	GOLD Per Ounce	$3,392.30	-0.41%
▼	NOC Northrop Grumman Corp.	$464.08	-12.66%

Bitcoin and Gold are traded 24 hours a day.

➤ Big Stock Move: Northrop Grumman stock fell nearly 13% on Tuesday after reporting first-quarter earnings results and full-year forecasts that fell short of analysts' expectations. (More)

➤ The Dow Jones Industrial Average surged 965 points Tuesday, fueled by investor optimism after Treasury Secretary Scott Bessent hinted at a potential de-escalation in U.S.-China trade tensions. (See Details)

➤ Walgreens has agreed to pay $300 million to settle federal claims that it filled millions of unlawful prescriptions for opioids and other controlled substances over more than a decade. (More)

➤ Americans now believe they'll need $1.26 million to retire comfortably, down $200,000 from last year, according to a new study. (See Details)

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The Black Eyed Peas frontman's $134M mistake

Grammy winner will.i.am passed on investing $200K in Airbnb. That stake would be worth $134M today. His reason? "Tunnel vision." Now, another real estate disruptor is taking off—and this time, you can be an investor.

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This is a paid advertisement for Pacaso's Regulation A offering. Please read the offering circular at invest.pacaso.com. There's no guarantee that Pacaso will file for an IPO. Past performance for Zillow does not predict future results for Pacaso.

➤ Early risers may catch a rare celestial "smiley face" on Friday morning formed by a crescent Moon, Venus, and Saturn. (See Smiley Face)

➤ The Academy of Motion Picture Arts and Sciences has officially updated its rules: films that use AI tools can now compete for Oscars, so long as human creativity remains in the driver's seat. (See Rule)

➤ An insect-sized drone, designed for future tasks like artificial pollination and disaster monitoring, can now land softly instead of crash-landing, thanks to its newly added legs. (See Drone)

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➤ A University of Michigan neurologist shared three lifestyle habits he wishes he'd avoided in his younger years, all tied to long-term brain health. (See Habits)

➤ An essay outlines 15 quirky yet relatable challenges women often face when reentering the dating world after 50. (See Challenges)

➤ The most swoon-worthy phrase a man can say isn't "I love you"—it's three words that convey emotional strength, reliability, and a quiet sense of protection that many women find deeply attractive. (See Phrase)

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➤ The No. 1 Mistake That Makes Bad Knees Worse. Harvard reveals: One mistake ruins joint health. 77% of people with sore joints make this error daily. But there's hope! Boston MD's protocol transforms lives. Former couch potatoes now walk miles daily. Viral video exposes joint-destroying mistake and easy fix. Ready to move freely? Watch now and start living again.

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➤ The Vatican released solemn images of Pope Francis lying in an open coffin at the Casa Santa Marta chapel, his former residence, ahead of his funeral on Saturday. (See Photos)

➤ Nearly 500 nails were found embedded point-up in roads, driveways, and under parked cars in Falmouth, Massachusetts, early Friday, in what police are calling a dangerous and deliberate act of vandalism. (More)

➤ A small cockapoo named Ivy cautiously investigated what appeared to be a massive anaconda in a bay—until a clever twist revealed the truth behind the scene. (Watch Video)

Do you approve of colleges paying their student athletes?

Yesterday's Results:

Paper books or e-books?

Paper books: 59%
E-books: 25%
Who has time to read: 9%
Audiobooks only: 7%

Daily Quote

"I don't know what the party is. I'm still struggling with that."

— Gavin Newsom, California governor, on the Democratic Party's identity crisis following its 2024 election losses.

Today's Trivia

What is the deepest lake in the United States?

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